Based in Kokomo, Indiana, Downey Public Risk has more than 40 years' experience in the insurance industry. Downey Public Risk provides coverage for police officers, firefighters, emergency responders, school bus drivers and other invaluable public servants who put their lives on the line every day for the public good.
Downey Public Risk has been in operation since 1970, providing these services for public entities. Most notably, Downey Public Risk has performed as the administrator of Indiana Public Employers' Plan (IPEP) for the past 25 years. IPEP is the largest provider of public entity workers' compensation in the State of Indiana, which provides coverage for as much as $1,000,000,000 in public worker wages.
Downey offers a full spectrum of services including underwriting, rating, claims administration, comprehensive reporting, and reinsurance brokerage.